Infertility with Blue Cross and Blue Shield

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Infertility with Blue Cross and Blue Shield

Postby hopeful4-2 » Mon May 04, 2015 9:18 am

Does anyone have Blue Cross and Blue Shield and is limited to a lifetime maximum of three ovulation induction cycles per member with or without insemination? I have my first in fertility appointment tomorrow and I'm trying to figure out exactly what this means.
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Re: Infertility with Blue Cross and Blue Shield

Postby hopeful4-2 » Mon May 04, 2015 9:20 am

Would you think if that meant that I got prescribed Clomid I would only be allowed to three cycles of being monitored
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Re: Infertility with Blue Cross and Blue Shield

Postby mmmoore » Thu May 07, 2015 10:07 am

I am not sure about that. My BCBS says it covers 70% up to $15,000 lifetime with three tries via IUI AND IVF. So you either hit the money mark or the tries mark. Just thankful they cover something! Hope your appointment went well.

I was prescribed Clomid by my OBGYN and I only took it for three cycles. Then went to my RE.
22 months TTC number 1

Me: 27
DH: 29

Praying for our own miracle!

Check out my blog Moore Than Words!

Diagnosed with Unexplained infertility.
Hypothyroidism. Slight PCOS.
Moved to RE in Nov. 2014

First IVF Freeze-All March/April 2015:
ER: 14 eggs, 13 fertilized, 10 made it to freeze!
FET July 29 5-day transfer of two beauties: BFN




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Re: Infertility with Blue Cross and Blue Shield

Postby Cadenceoflife » Thu Oct 01, 2015 5:14 pm

You're lucky. My BCBS covers nothing :-(. Just diagnostics no treatments of any kind.
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Re: Infertility with Blue Cross and Blue Shield

Postby southernbelle » Thu Oct 01, 2015 7:51 pm

I have no idea. My bcbs doesn't cover iui at all. Cycle before last it was all out of pocket.
NTNP

Mar 2013 chemical pregnancy
May 2013 :bfp:
Feb 2014 Baby Girl :babyg:
Feb 2015 missed miscarriage @ 8 weeks (Vitex)
Apr 2015 miscarriage @ 6 weeks (Vitex)
Jun 2015 hysteroscopy
Aug 2015 failed IUI #1 (Femara, Follistim, Ovidrel)
Sep 2015 chemical pregnancy (Vitex)
Oct 2015 500mg Metformin, Baby Aspirin, 100mg Clomid cd 3-7 - Round 1
Nov 2015 500mg Metformin, Baby Aspirin, 150mg Clomid cd 3-7, Follistim cd 8-11, Ovidrel
Dec 2015 500mg Metformin, Baby Aspirin, Vitex, Preseed, Mucinex :bfp:
Aug 2016 Baby Boy :babyb:

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Re: Infertility with Blue Cross and Blue Shield

Postby dbliz » Fri Oct 02, 2015 8:47 am

I think my BCBS only covers so far diagnostics and for treatments only the blood work and ultra sounds. The actual medication and IUI doesn't look like it is covered.
TTC #1 Together (DH has a son 13 yo)
Me: 34
DH: 39
TTC since July 2014
Short cycles 24-26 days
July 2015 DH SA 85.5 Mil, 52% Motility, 9% Morph
August 2015 Me HSG- tubes clear, first CD 3 baseline blood work and ultra sound - all normal, possible elevated FSH 10.3
August cycle no ovulation detected
09/15-07/15 - 7 rounds of clomid 50mg - 100mg timed BD and 2 IUI attempts
Taking a break
09/16 - Gonal f + IUI in progress....
http://FertilityFriend.com/home/5e13c0/
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Re: Infertility with Blue Cross and Blue Shield

Postby fzzzy78 » Fri Oct 02, 2015 9:11 pm

I actually checked my blue cross earlier today because I have a new patient appt with a fertility place in two weeks. After a fairly small deductible, mine covers 90%, up to $2000 out of pocket per year, then 100%. I was pretty impressed and got much more hopeful after that phone call. I am lucky that my employer let's us pick from several plans. I chose the one with the highest premiums because I was hoping to be pregnant by now...but assisting me for TTC is great, too.
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